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How to Quit Habits That Only Give You Debits (and Zero Credits)

  The Raw Truth About Habits That Rob Your Life 🧾 Let’s Get One Thing Straight Some habits are expensive. Some habits are hard. Some habits are inconvenient. But then there are habits that are pure debit — no return, no benefit, no damn reason to stay. These are the habits that drain your energy, your money, your time, your self-worth, and your potential — and give you absolutely nothing back. No growth. No health. No meaning. Just destruction with pretty packaging. 🔥 What Counts As a Habit with Only Debits? Let’s call them out — no sugar-coating: ❌ Smoking Cough, cost, cancer. Stinks, stains, steals your lungs and your cash. Makes you anxious while pretending to calm you. ❌ Drinking Trashes your liver, sleep, and peace of mind. Amplifies sadness, regret, and risky decisions. Disguises itself as “fun” while hollowing you out. ❌ Cocaine / Hard Drugs Burns through your brain, bank, and soul. Makes you feel like a god for 20 minutes —...

Survivors vs Thrivers

 Don’t survive, thrive…

Don’t smoke and give the tax man 50% tax and jeopardise your health, create your own tobacco company and sell to the survivors 

Don’t drink and give the tax man even more tax! If you have to drink create your own vineyard grow your own and sell it to the survivors 

Don’t buy that £5 coffee, make your own coffee and sell to the survivors 

Don’t work a job, become the company owner

Don’t get debt that doesn’t earn you money that’s more than the equity and interest rate 

Don’t earn in a high tax country, earn in a low tax country 

Never avoid tax, be smart about it…


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